Guardian Financial, Inc.
Home Loans Division

Conforming Loan:

30 Year Fixed    4.250%
20 Year Fixed    3.875%
15 Year Fixed:   3.50%


Interest rates are based on a 30 - day rate lock and assume property is a single family primary residence. These rates are available only for a limited time and certain restrictions apply.

Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
 
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
 
Mortgage Association of Minnesota
Local resouces for Minnesota borrowers
 
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
 
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
 
US Home Solutions, LLC
We can help if you are late on your mortgage or in foreclosure. We can als help if you have excellent credit and are current on your mortgage. We work on negotiating with your current lender to modify your home loan to lower the rate and payment or put you on a fixed rate in you are on an ARM and in a declining market. We only get paid if we work out a loan modifiucation for you or stop foreclosure by other means. Please call Nancy Tschida at 952-200-6623 or email nancy@homesaversus.com
 
U. S. Department of Housing and Urban Development – Buying a Home
U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.
 
Fannie Mae – Home Buying Process
Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for home owners.